Democrats are “dramatically shifting their attempts to defend health care legislation, abandoning claims that it will reduce costs and deficit, and instead stressing a promise to ‘improve it,’” Politico reports. “The messaging shift was circulated this afternoon on a conference call and PowerPoint presentation organized by FamiliesUSA – one of …
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Democrats Move Away From Health Cost Pitch, Focus On Changing Senior Minds
September 2nd, 2010Divorce, COBRA Style!
September 2nd, 2010Although expensive, COBRA continues to be an important safeguard for some people who lose their jobs. If your former employer has 20 or more employees, the company is required by …Read Full Post
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2010 Worldwide Health & Medical Insurance Carriers Industry Report
August 27th, 2010The Health & Medical Insurance Carriers Industry report, published annually, contains timely and accurate industry statistics, forecasts and demographics. The report features 2010 current and 2011 forecast estimates on the size of the industry (sales, establishments, employment) for the 47 largest world countries, such as Japan, China, India, Russia, Canada, Mexico, Brazil, Argentina, UK, France, Germany, Italy and U.S.. The report also includes industry definition, 5-year historical trends on industry sales, establishments and employment and estimates on up to 10 sub-industries, including HMOs, PPOs, dental insurance, and group hospitalization plans.Industry DefinitionNAICS 524114: Health & Medical Insurance Carrier. This industry comprises establishments primarily engaged in providing hospital, medical, and other health services to subscribers or members in accordance with prearranged agreements or service plans, generally in return for specified subscription charges. The plans may be through a contract with a participating hospital or physician. Other plans provide for partial indemnity and service benefits. Includes separate establishments of HMOs which provide insurance.Related Industries- Medical & Surgical Hospitals- Property & Casualty Insurance Carriers- Offices of Physicians- Offices of DentistsU.S. Census CategoriesNAICS 524114 – Health & Medical Insurance Carriers is almost comparable to:30% of SIC 6321 – Offices of Direct Health Insurance Carriers and100% of SIC 6324 – Offices of Hospital & Medical Service PlansSub-Industries- Hospital and medical service plans- Dental insurance- Group hospitalization plans- Health Maintenance Organization (HMO), insurance onlyPlease note, this report offers statistical information only and does not include an analysis of the figures.
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Performance Ratio Benchmarking in UK Accident & Health Insurance 2009
August 27th, 2010This brief provides an analysis of the top 10 UK accident and health insurance groups’ performance ratios. These ratios are broken down into the loss, commission, administration, and acquisition expense ratios. In addition, the brief provides performance ratios at a market level as well as gross written premium data for the top 20 accident and health insurers.Scope- Performance ratios for the top 10 accident and health insurers divided into loss, commission, administration and acquisition expense ratios.- An understanding of why insurers’ performance ratios differ from one another.- A top level examination of the total market ratios since 2005.Highlights of this titleThe market’s total combined operating ratio (COR) remained almost unchanged at 97.4% in 2008.RBS and BUPA recorded the strongest combined ratios during 2008.Key reasons to purchase this title- Develop your knowledge of underwriting performance in the UK accident and health market.- Gain insight into the different cost structures held by insurers.- Benchmark your performance ratios against your competitors.
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2010 Trendology: U.S. Health & Medical Insurance Carriers
August 27th, 2010The 2010 Trendology report on the U.S. Health & Medical Insurance Carriers industry characterizes the industry in three descriptive methods: qualitative analysis, quantitative data and lists of major industry players. The written analysis includes financial issues, technology issues, human resources issues, supplier issues, consumer issues, government regulations, global factors, major industry news highlights, major earnings and profit reports, major mergers and acquisitions, and our exclusive industry SWOT analysis (industry internal strengths, internal weaknesses, external opportunities and external threats). Along with the trend analysis, quantitative data includes five-year trends (2007-2011) on number of establishments, industry and number of employees. This data is developed through Trendology’s economic model using regression analysis based on historical industry trend data. Forecasts are available for 2011. Quantitative data for current year 2010 is provided for the U.S., 50 U.S. states, and 900 metro areas. The report also lists up to ten of the industry’s major players, their current sales and stock symbol (for public companies). Color charts and graphs run throughout the report to highlight trends and are ready for presentations and displays. Links to Internet sources in the report are useful for additional research and data gathering.Industry Definition and Related IndustriesNAICS 524114: Health & Medical Insurance Carrier. This industry comprises establishments primarily engaged in providing hospital, medical, and other health services to subscribers or members in accordance with prearranged agreements or service plans, generally in return for specified subscription charges. The plans may be through a contract with a participating hospital or physician. Other plans provide for partial indemnity and service benefits. Includes separate establishments of HMOs which provide insurance.Related Industries- Medical & Surgical Hospitals- Property & Cas
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Health & Medical Insurance in the US
August 27th, 2010This industry are primarily engaged in underwriting (i.e. assume risks and assign premiums) health and medical insurance policies. Industry participants also provide administrative and managed care services for self-funded insurance plans. Under this structure, the insurer is generally not responsible for any health benefit payments; instead the insurer acts as the third-party administrator between health providers and self-insured companies/organizations.
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Healthcare Reform in the Emerging Markets: The New Role of Health Insurance
August 27th, 2010Emerging markets are increasingly undertaking healthcare reform to become economically sustainable This report explores the crucial role of health insurance Achieving Equitable Access to Healthcare Developing countries around the world are recognising that establishing a sustainable healthcare…
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A comprehensive study of the UK Health Insurance market in 2010, rating valuing each of the 265 companies that operate in today’s market
August 27th, 2010The Plimsoll Analysis Health Insurance provides you with the most up to date and comprehensive analysis of the top 265 companies operating the market It is ideal for anyone wanting to: – Benchmark their own businesss financial performance – Identify under performing companies for acquisition – Seek…
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Employee health care costs going up
August 27th, 2010More than two-thirds of large employers surveyed by the National Business Group on Health plan to increase employee contributions to health care plans next year, and most are making changes to health plans in advance of federally mandated health care reform. The Washington-based group’s survey found 53 percent of …
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Small Businesses Wrestle With What Health Reform Will Mean For Them
August 27th, 2010 The Santa Cruz Sentinel/San Jose Mercury News: As a result of the federal health overhaul, businesses “with under 50 full-time equivalent employees will be under no obligation to offer health insurance, but those with over 50 must offer it or pay a fine. This will require counting employee hours; 30 …
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