Performance Ratio Benchmarking in UK Accident & Health Insurance 2009

This brief provides an analysis of the top 10 UK accident and health insurance groups’ performance ratios. These ratios are broken down into the loss, commission, administration, and acquisition expense ratios. In addition, the brief provides performance ratios at a market level as well as gross written premium data for the top 20 accident and health insurers.Scope- Performance ratios for the top 10 accident and health insurers divided into loss, commission, administration and acquisition expense ratios.- An understanding of why insurers’ performance ratios differ from one another.- A top level examination of the total market ratios since 2005.Highlights of this titleThe market’s total combined operating ratio (COR) remained almost unchanged at 97.4% in 2008.RBS and BUPA recorded the strongest combined ratios during 2008.Key reasons to purchase this title- Develop your knowledge of underwriting performance in the UK accident and health market.- Gain insight into the different cost structures held by insurers.- Benchmark your performance ratios against your competitors.
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