Archive for April, 2010

Channel Metrics: Private Medical Insurance in Germany – Trends in Consumer Distribution Channel Usage

Thursday, April 29th, 2010

Channel Metrics is a series of 25 briefings and an overview report based on original consumer research with a total sample of 3,000 respondents investigating trends in consumer distribution channel usage in financial services in Germany. In addition to gathering data for overall take-up rates and annual churn rates across the various financial products and services considered, the research also yields results regarding the distribution interface and specific distribution channel used to purchase or take out the same financial services during 2008. Moreover, with a view to understanding how distribution dynamics are changing, this data is compared with the choices made by customers for each product in all years prior to 2008. In order to provide clear insights into the subject, this analysis of distribution interfaces and channels incorporates only the responses of consumers making an active choice of distribution channels during the period in question. Consumers making or intending to make an active choice are defined as those who switch provider for a given financial product or service during the time frame under review or those buying the product or service having not held it during the previous year, thereby excluding respondents who merely remain with the same provider. As such, the Channel Metrics series constitutes the most detailed and up-to-date guide to distribution trends in consumer financial services in Germany available on a published basis. Key questions addressed by the research include the following: – what is the rate of progress of the Internet as a distribution interface and online aggregators and price comparison providers as a specific distribution channel and how does this vary from product to product? – for which financial products and services does there appear to be a consistent requirement on the part of consumers for face-to-face interaction? – to what extent are private banks, savings banks and co-operative banks increasing their ma
how doe this impact my state

2010 Worldwide Health & Medical Insurance Carriers Industry Report

Thursday, April 29th, 2010

The Health & Medical Insurance Carriers Industry report, published annually, contains timely and accurate industry statistics, forecasts and demographics. The report features 2010 current and 2011 forecast estimates on the size of the industry (sales, establishments, employment) for the 47 largest world countries, such as Japan, China, India, Russia, Canada, Mexico, Brazil, Argentina, UK, France, Germany, Italy and U.S.. The report also includes industry definition, 5-year historical trends on industry sales, establishments and employment and estimates on up to 10 sub-industries, including HMOs, PPOs, dental insurance, and group hospitalization plans.Industry DefinitionNAICS 524114: Health & Medical Insurance Carrier. This industry comprises establishments primarily engaged in providing hospital, medical, and other health services to subscribers or members in accordance with prearranged agreements or service plans, generally in return for specified subscription charges. The plans may be through a contract with a participating hospital or physician. Other plans provide for partial indemnity and service benefits. Includes separate establishments of HMOs which provide insurance.Related Industries- Medical & Surgical Hospitals- Property & Casualty Insurance Carriers- Offices of Physicians- Offices of DentistsU.S. Census CategoriesNAICS 524114 – Health & Medical Insurance Carriers is almost comparable to:30% of SIC 6321 – Offices of Direct Health Insurance Carriers and100% of SIC 6324 – Offices of Hospital & Medical Service PlansSub-Industries- Hospital and medical service plans- Dental insurance- Group hospitalization plans- Health Maintenance Organization (HMO), insurance onlyPlease note, this report offers statistical information only and does not include an analysis of the figures.
so interesting

Performance Ratio Benchmarking in UK Accident & Health Insurance 2009

Thursday, April 29th, 2010

This brief provides an analysis of the top 10 UK accident and health insurance groups’ performance ratios. These ratios are broken down into the loss, commission, administration, and acquisition expense ratios. In addition, the brief provides performance ratios at a market level as well as gross written premium data for the top 20 accident and health insurers.Scope- Performance ratios for the top 10 accident and health insurers divided into loss, commission, administration and acquisition expense ratios.- An understanding of why insurers’ performance ratios differ from one another.- A top level examination of the total market ratios since 2005.Highlights of this titleThe market’s total combined operating ratio (COR) remained almost unchanged at 97.4% in 2008.RBS and BUPA recorded the strongest combined ratios during 2008.Key reasons to purchase this title- Develop your knowledge of underwriting performance in the UK accident and health market.- Gain insight into the different cost structures held by insurers.- Benchmark your performance ratios against your competitors.
if people only knew

2010 Trendology: U.S. Health & Medical Insurance Carriers

Thursday, April 29th, 2010

The 2010 Trendology report on the U.S. Health & Medical Insurance Carriers industry characterizes the industry in three descriptive methods: qualitative analysis, quantitative data and lists of major industry players. The written analysis includes financial issues, technology issues, human resources issues, supplier issues, consumer issues, government regulations, global factors, major industry news highlights, major earnings and profit reports, major mergers and acquisitions, and our exclusive industry SWOT analysis (industry internal strengths, internal weaknesses, external opportunities and external threats). Along with the trend analysis, quantitative data includes five-year trends (2007-2011) on number of establishments, industry and number of employees. This data is developed through Trendology’s economic model using regression analysis based on historical industry trend data. Forecasts are available for 2011. Quantitative data for current year 2010 is provided for the U.S., 50 U.S. states, and 900 metro areas. The report also lists up to ten of the industry’s major players, their current sales and stock symbol (for public companies). Color charts and graphs run throughout the report to highlight trends and are ready for presentations and displays. Links to Internet sources in the report are useful for additional research and data gathering.Industry Definition and Related IndustriesNAICS 524114: Health & Medical Insurance Carrier. This industry comprises establishments primarily engaged in providing hospital, medical, and other health services to subscribers or members in accordance with prearranged agreements or service plans, generally in return for specified subscription charges. The plans may be through a contract with a participating hospital or physician. Other plans provide for partial indemnity and service benefits. Includes separate establishments of HMOs which provide insurance.Related Industries- Medical & Surgical Hospitals- Property & Cas
I like this:)

Health & Medical Insurance in the US

Thursday, April 29th, 2010

This industry are primarily engaged in underwriting (i e assume risks and assign premiums) health and medical insurance policies Industry participants also provide administrative and managed care services for self-funded insurance plans Under this structure, the insurer is generally not responsible…
thats funny

Healthcare Reform in the Emerging Markets: The New Role of Health Insurance

Thursday, April 29th, 2010

Emerging markets are increasingly undertaking healthcare reform to become economically sustainable This report explores the crucial role of health insurance Achieving Equitable Access to Healthcare Developing countries around the world are recognising that establishing a sustainable healthcare…
company health insurance texas

Republicans Maintain Calls For Repeal As Health Reform Reverberations Continue

Thursday, April 29th, 2010

The Hill: House Republican Leader John Boehner said
Monday that repealing the new health care law will be Republicans’
“‘No. 1 priority’ … if [the GOP] wins back control of Congress this
fall. … Republicans have talked up a strategy of ‘repeal …
this is so true

COBRA Subsidies Continued, Medicare Cuts Delayed

Thursday, April 29th, 2010

President Barack Obama signed legislation Thursday night extending
extra unemployment benefits through May, including subsidies to help the
laid-off buy health insurance under so-called COBRA rules, The New York Times reports. “The measure, which
would continue added unemployment benefits and other expired federal
programs through May, will restore …
I like this:)

Humana Ensuring Young Adults Have No Gap In Health Coverage Before Provision Of Health Reform Law Takes Effect

Thursday, April 29th, 2010

Humana Inc. (NYSE: HUM) announced today that it will extend health insurance coverage for young adults currently covered by their parents’ Humana health plans during what otherwise could have been a gap in their coverage. Young adults whose Humana coverage would have ended at some point this spring or …
does anyone know the real story

Health Reform Will Cover More People, Cost More Than Orginally Projected

Thursday, April 29th, 2010

The Associated Press reports that “Economic experts
at the Health and Human Services Department concluded in a report issued
Thursday that the health care remake will achieve Obama’s aim of
expanding health insurance – adding 34 million to the coverage rolls.
But …
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